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      <image:caption>OpEd: Our Regulatory Environment Stifles Innovation</image:caption>
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      <image:caption>Sex, Tech and Money: The Rise (and Future) of Sextech</image:caption>
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      <image:caption>Mining for Opportunity: A New Way to Invest in Crypto</image:caption>
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      <image:caption>2021 Crypto Markets: Economic Prospects and Regulatory Hurdles</image:caption>
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      <image:caption>2020’s Regulatory Impacts &amp; Our Innovation and Regulation Wishlist for 2021</image:caption>
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      <image:caption>Can Synthetic Data Solve Our Data Bias and Privacy Problems?</image:caption>
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      <image:caption>Keeping mHealth Apps Secure: What Developers Can Do to Keep User Data Private in the Age of COVID and Telemedicine</image:caption>
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      <image:caption>Fintechs FTW: Innovation in the Midst of Crisis</image:caption>
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      <image:caption>Revolution or Regulation? The Future of Fintech after the Avant / Marlette Settlement</image:caption>
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      <image:caption>How to Get Carded in 2020 and Other Thoughts on Digital Identity</image:caption>
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      <image:caption>Whats so nifty about NFTs?</image:caption>
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      <image:caption>Voice Isn't Dead: How AI is Changing the Call Tech Game</image:caption>
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      <image:caption>COVID-19: A Catalyst for Innovation?</image:caption>
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      <image:caption>Cannabis Industry on track to Fly High Even After COVID-19</image:caption>
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      <image:caption>Is There Really a Problem with Bias in Algorithms and AI in FinTech, Or is the Real Culprit Biased Data?</image:caption>
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      <image:caption>Forget Zoom: We Are Witnessing the SexTech Boom</image:caption>
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      <image:caption>Open Banking: Is the U.S. Regulation Ready?</image:caption>
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  <url>
    <loc>https://www.daratarkowski.com/about</loc>
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    <lastmod>2023-10-20</lastmod>
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      <image:title>About</image:title>
      <image:caption>Chief Innovation Strategist</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f8c74f385a439642d2608ec/1603554167825-Y8AMQE8RI0JVWIJXALKA/Logos_ABOUT%2BDARA_fintex.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Outside General Counsel</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f8c74f385a439642d2608ec/1603512088911-0VP4THDB7O9FWNOPJQZX/Logos_ABOUT+DARA_actuate+law.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Co-Founder &amp; Managing Partner</image:caption>
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    <loc>https://www.daratarkowski.com/press-and-awards</loc>
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    <lastmod>2023-10-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f8c74f385a439642d2608ec/72a5a556-e26d-4dba-b9b3-5917e80475f0/MIAMI-HERALD-LOGO.png</image:loc>
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      <image:caption>Unprecedented: Suarez push to do Miami city business in cryptocurrency meets the law “The law is always [lagging] behind the technology,” said Dara Tarkowski, managing partner at Actuate Law, a tech-focused law group that recently opened an office in Miami.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f8c74f385a439642d2608ec/b8db500b-5f08-4cce-a77e-9b3da0727129/forbes+logo.jpeg</image:loc>
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      <image:caption>If Chime Isn’t a Bank, Then what is it? According to Dara Tarkowski, Managing Partner at Actuate Law: “Labels matter. Regulators care about what you call yourself, your products and your services. If you use a label—even casually—that a regulator thinks will deceive or mislead a consumer, you are venturing into the land of UDAAP and consent decrees. So if you don’t hold a charter, don’t call yourself a bank. What is the impact on consumers? Probably not all that much. But that’s not the point.”</image:caption>
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      <image:title>Press &amp; Awards</image:title>
      <image:caption>Miami is banking on cryptocurrency and New York wants in.</image:caption>
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      <image:caption>This software thinks like a lawyer—so you don't have to pay one.</image:caption>
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    <image:image>
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      <image:title>Press &amp; Awards</image:title>
      <image:caption>Law firms are developing their own tools and software to better serve clients.</image:caption>
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      <image:caption>“Not everyone is going to love your baby the way you love your baby. So don’t let those people detract from your joy.” with Dara Tarkowski and Phil Laboon</image:caption>
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      <image:title>Press &amp; Awards - Make it stand out</image:title>
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      <image:caption>Innovate/Finance, Women in FinTech Powerlist</image:caption>
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      <image:caption>Chicago Women of Influence 2015</image:caption>
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      <image:caption>University of Texas at Austin School of Law, Power Players</image:caption>
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      <image:title>Speaking Engagements</image:title>
      <image:caption>Alloy Labs Alliance Member Meeting, Nashville, May 2023</image:caption>
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      <image:caption>Citi Digital Money Symposium, London, March 2023</image:caption>
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      <image:title>Speaking Engagements</image:title>
      <image:caption>Finovate Fall, New York, September 2022</image:caption>
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      <image:caption>Money 20/20 USA, Las Vegas, October 2021</image:caption>
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      <image:caption>Finovate Fall, New York City, September 2021</image:caption>
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      <image:caption>Benziga Global Fintech Awards, November 2019</image:caption>
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      <image:caption>Moneyfest, Money 20/20 USA, October 2020</image:caption>
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      <image:caption>ARK Law Firm Innovation Summit, Boston, MA, November 2019</image:caption>
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      <image:caption>ABA Business Law Meeting, Vancouver, March 2019</image:caption>
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      <image:caption>Citi’s Pitch to Progress, Dublin, November 2019</image:caption>
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      <image:caption>PLUS D&amp;O Symposium, New York, NY, January 2018</image:caption>
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      <image:caption>RMAi Annual Conferences, 2019, 2018, 2017, 2016</image:caption>
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      <image:title>Tech On Reg Podcast</image:title>
      <image:caption>Thank you to our Sponsors!</image:caption>
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      <image:title>Tech On Reg Podcast</image:title>
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      <image:caption>Provoke.fm Ohana Show I December 24, 2020</image:caption>
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      <image:caption>Findexable's Fintech Diversity Radar Champion Series</image:caption>
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      <image:caption>Receivables Roundtable I November 19, 2020: What is Artificial Intelligence?</image:caption>
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      <image:caption>Credit Eco To Go I October 9, 2020: The Changing Role of Financial Services Attorneys</image:caption>
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      <image:caption>Breaking Banks I August 13, 2020: A Banker, A Hacker, and a Privacy Lawyer Log Into a Zoom</image:caption>
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